العربية
1-Understanding “Investment Funds in Turkey:
- These are portfolios categorized as “investment portfolios” comprising crucial companies managed by specialized experts.
- These experts conduct studies on key companies, aiming to achieve the best possible return on investment.
- Turkish Investment Funds gather investors’ budgets seeking elevated investment returns, a challenge difficult to attain individually due to limited resources.
2- Types of Investment Funds in Turkey:
- Comprehensive Stock Fund:
- Invests a minimum of 80% continuously in shares of local or international issuers.
- Comprehensive Precious Metals Fund:
- Focuses on gold and other precious metals traded on the stock exchange.
- Comprehensive Basket Fund:
- Comprises participation shares in other funds and exchange-traded funds.
- Comprehensive Money Market Fund:
- Holds entirely high liquidity funds with a maximum maturity of 184 days.
- Comprehensive Participation Fund:
- Includes lease certificates, participation accounts, partnership shares, gold, and other precious metals, non-interest-bearing funds, and capital market instruments deemed appropriate by the board.
- Variable Comprehensive Fund:
- Does not fall under any mentioned category due to portfolio constraints.
- Free Comprehensive Fund:
- Comprehensive funds established for the sale to qualified investors only.
3- Advantages of Investment Funds in Turkey:
- Professional Management: Expert fund managers handle portfolios.
- Diversification: Investors benefit from a diversified investment portfolio.
- Accessibility: Investors can buy shares through brokerage firms or stock exchanges.
4-Investing in Turkish Investment Funds:
- Investors participate by purchasing shares, becoming part-owners of the fund’s portfolio. Investment in the Turkish securities market requires.
- knowledge and experience in Turkey’s diverse financial markets.
5- Profit Returns of Turkish Investment Funds:
Returns depend on the fund’s performance and market conditions. Investors earn profits through capital gains and distributions.
6- Risks of Investing in Turkish Investment Funds:
- Market Risks: Fluctuations in market conditions.
- Management Risks: Dependence on fund managers’ decisions.
- Liquidity Risks: Potential difficulties in selling fund shares.
7- How to Invest in Turkish Investment Funds:
- Open an investment account with a brokerage firm.
- Choose a fund based on investment goals and risk tolerance.
- Purchase fund shares through the chosen brokerage.
8- Investment Funds in Turkey and Obtaining Turkish Citizenship:
- Investing in funds can contribute to obtaining Turkish citizenship through the Turkish Citizenship by Investment Program.
- However, specific investment criteria must be met.
Advantages of Investment Funds in Turkey:
- Professional Management: Budgets are managed by professionals with expertise in investment portfolio management.
- Risk Reduction: Investment funds diversify risks by holding various securities like fixed income, foreign currencies, indices, and stocks.
- Time and Resource Savings: Investors are freed from time-consuming transactions, as fund management handles securities evaluation, collection of coupons, interest, and profits.
- Access to High-Yield Securities: Investment funds provide access to high-yield securities, typically challenging to achieve with small savings.
- Flexible Investor Transfers: Investors can redirect their investments within the fund to meet their needs. The fund’s portfolio value influences the unit value on a daily basis.
- Time and Cost Efficiency: Investment funds in Turkey save time and money through efficient buying and selling operations for the portfolio.
Investing in Turkish Investment Funds:
The significance of investing in Turkish investment funds lies in calculating the participation price set by the founder daily.
The process involves:
- Calculating Fund Portfolio Value: Evaluated daily based on prices set in stock exchanges, considering asset trading, buying, and selling.
- Determining Total Fund Value: Adding civil liabilities to the fund’s total portfolio value and subtracting its debts.
- Unit Share Price: Obtained by dividing the total fund value by the number of shares outstanding on the evaluation day.
Profit Returns of Turkish Investment Funds:
Returns from Turkish investment funds closely correlate with exchange rate fluctuations and inflation rates in the country.
Profitability can be calculated based on fund shares. For instance:
- If 100 Turkish liras are invested, and the share value drops to 0.9 lira, the total value remains 90 liras.
- If the share value rises to 1.1 lira, the total value increases to 110 liras.
- It’s crucial to note that, during these transactions, gains, stock profits, trading gains, and daily value increases are recorded, impacting the share price calculated daily.
Risks of Investing in Turkish Investment Funds:
Given that the value of purchased securities can rise or fall, investment funds might lose part of their saved budget.
Different funds carry varying levels of risk, categorized using an investor information model.
How to Invest in Turkish Investment Funds:
- Before entering investment fund portfolios, investors must obtain a participation certificate, allowing savings transfer and transaction profits.
- Trading these certificates outside the investment fund is not possible.
Investment Funds in Turkey and Obtaining Turkish Citizenship:
- Amendments to Turkish law allow foreigners seeking Turkish citizenship to participate in real estate investment funds with a minimum value of $500,000.
- The participation must be maintained for a minimum of three years. This contributes to the Turkish Citizenship by Investment Program.
